Mount Pleasant SC Homes for sale
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Mount Pleasant SC Homes for Sale, Mount Pleasant SC Real Estate for sale, Mount Pleasant SC Condos, Mount Pleasant SC Homes for Sale Listings, Charleston SC Fractional Homes for Sale
Mount Pleasant SC Short Sales 2010.
First inhabited by the Sewee Indians, Mount Pleasant's first English settlers arrived in 1680. One of the earliest maps of the area calls it "North Point." In 1770 Andrew Hibben obtained a ferry charter and bought land from Jacob Motte on the south side of Shem Creek. Hibben's Ferry was the first to connect the town with the city of Charleston. Mount Pleasant SC Short sales are your opportunity to connect to your Mount Pleasant first home. A newspaper article in 1889 reported, "The health of Mount Pleasant has been unprecedently fine for the past year. The town council expends about $2,000 on the streets and other necessary improvement, and the money is so judiciously applied that Mount Pleasant, in regard to general appearance, is one of the model towns of the state." Mount Pleasant SC short sales are your opporunity to join this great community. Today, with the crowning achievement of the Ravenel Bridge and Waterfront Park linking Mount Pleasant to Charleston, the town is known for its beautiful communities, great shopping and dining options, and proximity to beaches. Mount Pleasant SC short sales give you the chance you have been waiting for in real estate. You can find Mount Pleasant SC short sales in all price ranges. With a population of about 58,000, the town recently surpassed Greenville as the fourth largest municipality in the state. Money Magazine ranked Mount Pleasant at No. 70 in its list of the 100 Best Places to Live in the United States. The current market and Mount Pleasant SC short sales are making it more affordable than ever. At the heart of Mount Pleasant is the "Old Village," a National Register Historic District with gracious homes from the colonial and antebellum periods. The town is also home to one of the world's largest naval and maritime museum complexes, Patriots Point, which is dominated by the famous World War II aircraft carrier Yorktown and houses several other ships as well. Mount Pleasant is one of the top tourist destinations in South Carolina. UPDATE April 6, 2010 The Obama administration will give $3,000 for moving expenses to homeowners who complete such a sale, known as a short sale, or agree to turn over the deed of the property to the lender. It's designed for homeowners who are in financial trouble but don't qualify for the administration's $75 billion mortgage modification program. Owners still will lose their homes, but a short sale or deed in lieu of foreclosure doesn't hurt a borrower's credit score for as much time as a foreclosure. For lenders, a home usually fetches more money in a short sale than a foreclosure. And the bank avoids expensive legal bills, cleanup fees and maintenance costs. It's very traumatic and embarrassing and frustrating to go through a foreclosure," said Laurie Maggiano, policy director of the Treasury Department's homeownership preservation office. With a short sale, she said, "your financial issues are your own problem and not neighborhood conversation." Along with the financial incentives, the new government program makes another key change. Mortgage companies will have to set their minimum bid before the house is listed for sale. If the offer is above that, the lender must accept it. That's a big change from current practice. Lenders generally don't calculate how much money they are willing to accept on a short sale until they have an offer in hand, causing long delays before the sale is approved. The new program "will give us a degree of efficiency that we have not had in the past," said Matt Vernon, Bank of Under the new process, buyers who submit an offer to purchase a home in a short sale should get a response within two weeks, as opposed to months. If that happens as planned, it would be a big improvement. However, there are plenty of restrictions. To qualify, the home needs to be a borrower's primary residence. Homeowners either have to be behind on their mortgages or on the verge of becoming delinquent. Currently, the program is not available for mortgages owned or guaranteed by mortgage finance companies Fannie Mae and Freddie Mac, though the two government-controlled companies will soon follow suit.
We Can Help You Get It Done! An experienced Short Sale real estate agent is crucial to the process. The short sale agent will take the lead on coordinating with the bank and the client’s other advisors such as their attorney, financial planner, and CPA. Professional Real Estate Closers can be a tremendous asset to this team. They are experienced with short sales and bank negotiations and are willing to begin working with at the time of the listing to help collect the required documents. As daunting as this task can seem to many agents, imagine what the client thinks when considering a short sale. It’s imperative that an experienced team guide and coach the client through this complicated process.
Click the link below and let's get started ....... Click Here for Buyer or Seller assistance with a Short Sale.
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