Charleston SC Foreclosure List 2018 - Free!

What is a Charleston SC Foreclosure?

Where can I get a Charleston SC 2018 Foreclosure List?

Charleston SC Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The Charleston SC foreclosure process begins when a borrower/owner defaults on loan payments (usually mortgage payments) and the lender files a public default notice, called a Notice of Default or Lis Pendens. The Charleston SC foreclosure process can end one of four ways:

 1.       The borrower/owner reinstates the loan by paying off the default amount during a grace period determined by state law. This grace period is also known as pre-foreclosure.

 2.       The borrower/owner sells the property to a third party during the pre-foreclosure period. The sale allows the borrower/owner to pay off the loan and avoid having a foreclosure on his or her credit history.

 3.       A third party buys the property at a public auction at the end of the pre-foreclosure period.

 4.       The lender takes ownership of the property, usually with the intent to re-sell it on the open market. The lender can take ownership either through an agreement with the borrower/owner during pre-foreclosure, via a short sale foreclosure or by buying back the property at the public auction. Properties repossessed by the lender are also known as bank-owned or REO properties (Real Estate Owned by the lender).


This foreclosure process allows for three opportunities for finding bargains on Charleston SC foreclosed homes.

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Walter Mueller
Walter Mueller
Broker Associate
1534 Village Square Mount Pleasant SC 29464